It all starts as one pile of money.
So divide it up first — before you spend a cent.
Every envelope becomes a real budget line.
And your whole month fits on one screen.
$4,200 left to divide
9:41
Good evening
Hi, Sara
SK
This monthBudget $4,200
Left to spend this monthJuly
$485
$3,715 spentof $4,200 · 6 days left
Swipe for accounts →
Your envelopesSee all
Home
Envelopes
Activity
Settings
Rent
$0 of $1,600
RentPaid
$1,600 spent of $1,600
Groceries
$0 of $900
Groceries$158 left
$742 spent of $900
Vehicle
$0 of $520
Vehicle$41 over
$561 spent of $520
Dining out
$0 of $480
Dining out$74 left
$406 spent of $480
Now on iOS · Android soon

Give every dollar a pouch.

Set money aside into envelopes at the start of the month, then spend from them. You always know what’s left — not just what’s already gone.

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How it works

Three steps, once a month. Then you just spend.

1

Fill the pouch

Enter what you expect to earn this month. That's the whole pouch — nothing to connect, nothing to import.

2

Divide it up

Set money aside into envelopes — rent, groceries, transport, whatever your month actually looks like.

3

Spend from envelopes

Log spends as they happen. Each envelope tells you what’s left — the number that actually changes a decision.

01The home screen

Money is allocated before it's spent.

Open the app and the first number you see is what's actually left this month — not a running total of what you've already lost.

Left-to-spend up topSwipe for accounts
9:41
Good evening
Hi, Sara
SK
Left to spend this month
$485
$3,715 spent of $4,200 · 6 days left
Your envelopesSee all
RentPaid
$1,600 of $1,600
Groceries$158 left
$742 of $900
Vehicle$41 over
$561 of $520
Dining out$74 left
$406 of $480
Home
Envelopes
Activity
Settings
02Logging a spend

Three taps and it's recorded.

Amount, envelope, done. No receipts to photograph, no bank login, no waiting three days for a transaction to clear before your budget catches up.

Works offlineSaves instantly
9:41
Add expense
Amount
$38.00
Groceries
Left after this expense
$120
$158$120
GroceriesVehicleDining out
Today, 6:12 PM
Save expense
03Envelope detail

One envelope, all the detail.

Tap through for the running balance, every entry this month, and how much a day you have left before the envelope runs dry.

Daily allowanceMove money between envelopes
9:41
Groceries
Left in this envelope
$158
$742 spent of $900 · $26/day left
MoveEdit
THIS MONTH
Corner market
Today · 6:12 PM
−$42.60
Weekly shop
Mon · 11:04 AM
−$118.20
Bakery
Sun · 9:30 AM
−$9.75
Produce stand
Sat · 5:48 PM
−$26.40
Home
Envelopes
Activity
Settings
04Month rollover

The month ends on purpose.

When the month turns, Pouch shows last month's leftovers and asks what to do: roll each envelope's balance forward, or start every one fresh.

Asked once, at month endPer-envelope choice
9:41
August is here
You had $232 left over in July. What should happen to it?
Groceries
$158 left over
Roll over
Dining out
$74 left over
Roll over
Vehicle
$41 overspent
Start fresh
Overspends carry forward as a deduction — Vehicle starts at −$41.
Start August
05Month-end recap

A recap you'll actually read.

One screen at the end of the month: what you set aside, what you spent, and the envelope worth adjusting next time. No dashboards to interpret.

One screenSuggestions, not dashboards
9:41
July recap
You kept
$485
Set aside
$4,200
Spent
$3,715
WHERE IT WENT
Rent
$1,600
Groceries
$742
Vehicle
$561
Dining out
$406
Vehicle went over by $41. Try $600 next month and take it from Fun.
Available now

Start with your next payday.

Free to start — two accounts and five envelopes, with no bank login and nothing leaving your phone.

FAQ

The things people ask first.